After the 2008 collapse of Lehman Brothers, two reasons are often cited for bailing out banks. First, it is assumed that bankruptcy greatly reduces the value of a firm’s assets. Second, such an action would have negative effects on the firm’s lenders that would ripple outward.  If a company is sufficiently large, it’s seen as “too big to fail,” and thus must be bailed out.

The Patient Protection and Affordable Care Act — popularly referred to as Obamacare — opened for business on October 1, 2013, when the system’s health-care exchanges began enrolling members. Among the many changes under the ACA, employer-provided health plans must cover prescription contraception with no co-payment.